Spend is for day-to-day activity, Reserve is for short term planning, and Growth is a long term savings account. ![]() PNC offers "Spend, Reserve and Growth" virtual wallets. This includes the former BBVA locations, which they acquired in 2021. PNC Bank is the 7th largest in the U.S., with over 60,000 ATMs and approximately 2,400 physical branches across the country.
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